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Articles: Homebuying

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Couple tours outside of house for sale with their real estate agent.
Homebuying

How to Find the Right Real Estate Agent

Thinking about buying a house or selling a property? Learn how to find the right real estate or listing agent, interview and evaluate agents effectively.

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Couple sitting together on couch calculates what percent of their income should go to their mortgage.
Homebuying

What Percent of Income Should Go to Mortgage?

Learn what percentage of your income should go to a mortgage. Start budgeting effectively with the 28/36 rule and discover what goes into a mortgage payment.

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Inside of a kitchen
Homebuying

How to Calculate PMI

Learn how to calculate PMI, understand its impact on your mortgage, and discover strategies to avoid private mortgage insurance when buying a house.

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The exterior of a red 2-story home in a neighborhood from the street.
Refinance

What Is Loan-to-Value (LTV) Ratio?

Loan-to-value ratio (LTV) is the percentage of how much your home is worth compared to what you owe. Learn how to calculate it and why it is important.

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Man uses laptop to find the right home in his real estate housing search.
First-Time Homebuyer

How to Find the Right Home

Whether you're a first-time homebuyer or someone looking to upgrade, the home-buying process can be both thrilling and overwhelming. Let's explore the key steps and considerations to make on how to find the right home for you and your family.

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Couple unpacks boxes while moving into new home after closing on their house.
Homebuying

How Long Does It Take To Close on a House?

Discover how long it typically takes to close on a house, the factors that affect it, and tips to speed up the process for a smoother homebuying experience.

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Homebuying

Underwriting Process: How Long Does It Take?

Learn about mortgage underwriting process, everything from pre-underwriting documents needed to how long the process takes and roadblocks you could encounter.

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Couple at home discusses what a loan level price adjustment is while sitting at computer.
Homebuying

What Is a Loan Level Price Adjustment?

A loan-level pricing adjustment (LLPA) is a risk-based fee for mortgage borrowers using a conventional mortgage. Learn how they can affect your mortgage rate.

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Front door of a blue home that is being sold.
Homebuying

What Are Seller Concessions?

Seller concessions can help buyers save money on closing costs, repairs, and more. Learn how seller concessions work and how to ask for them when buying a home.

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Homebuying

What Is Escrow on a Mortgage?

Escrow is used to hold funds for property taxes, homeowners insurance, and other expenses related to your home. Learn more about escrow and how it works.

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