Articles: Homebuying
How to Find the Right Real Estate Agent
Thinking about buying a house or selling a property? Learn how to find the right real estate or listing agent, interview and evaluate agents effectively.
Learn MoreWhat Percent of Income Should Go to Mortgage?
Learn what percentage of your income should go to a mortgage. Start budgeting effectively with the 28/36 rule and discover what goes into a mortgage payment.
Learn MoreHow to Calculate PMI
Learn how to calculate PMI, understand its impact on your mortgage, and discover strategies to avoid private mortgage insurance when buying a house.
Learn MoreWhat Is Loan-to-Value (LTV) Ratio?
Loan-to-value ratio (LTV) is the percentage of how much your home is worth compared to what you owe. Learn how to calculate it and why it is important.
Learn MoreHow to Find the Right Home
Whether you're a first-time homebuyer or someone looking to upgrade, the home-buying process can be both thrilling and overwhelming. Let's explore the key steps and considerations to make on how to find the right home for you and your family.
Learn MoreHow Long Does It Take To Close on a House?
Discover how long it typically takes to close on a house, the factors that affect it, and tips to speed up the process for a smoother homebuying experience.
Learn MoreUnderwriting Process: How Long Does It Take?
Learn about mortgage underwriting process, everything from pre-underwriting documents needed to how long the process takes and roadblocks you could encounter.
Learn MoreWhat Is a Loan Level Price Adjustment?
A loan-level pricing adjustment (LLPA) is a risk-based fee for mortgage borrowers using a conventional mortgage. Learn how they can affect your mortgage rate.
Learn MoreWhat Are Seller Concessions?
Seller concessions can help buyers save money on closing costs, repairs, and more. Learn how seller concessions work and how to ask for them when buying a home.
Learn MoreWhat Is Escrow on a Mortgage?
Escrow is used to hold funds for property taxes, homeowners insurance, and other expenses related to your home. Learn more about escrow and how it works.
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