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Homebuying

Can You Buy a House with No Money Down?

Looking to buy a home and have no money for down payment? Find out how you can get a mortgage with no money down and what loan options you have.

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Outside the front of a suburban home purchased using a conventional loan.
Conventional

Conventional Loan Requirements 2024

Unlock the path to homeownership with 2024 conventional loan requirements. Discover qualifications, credit scores and more to make a home purchase or refinance.

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Home Equity

Debt Consolidation Loans for Bad Credit

Debt consolidation loans are an excellent financial tool that can help you pay off your debts, decrease your total monthly payments, and accelerate your journey to financial freedom. That said, if you have taken on debt with multiple lenders, accumulated high loan amounts, and are behind on payments, your credit may not be in the best shape.

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Couple meets with REALTOR to buy a house.
Homebuying

Do I Need a REALTOR® to Buy a House?

When you're ready to buy a home you'll need to consider whether or not you want to work with a REALTOR®. You’re under no legal obligation to hire a real estate agent when making a home purchase.

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FHA

FHA Loan Requirements 2024

Does your financial history prohibit you from qualifying for a conventional mortgage? If so, you may still qualify for a loan backed by the Federal Housing Administration (FHA). FHA loan requirements are generally much looser than other mortgage programs. Do you qualify for an FHA loan? Learn more about what to expect from the FHA loan program and how to apply. 

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Outside of manufactured home with a car sitting in carport.
Construction

Manufactured or Mobile Home Financing

Learn about the financing options for manufactured, mobile, and modular homes. Discover conventional and government mortgages, chattel, and personal loans.

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Renovation

Are Home Improvements Tax-Deductible?

Homeowners are responsible for keeping their properties up-to-date. From time to time, that responsibility calls for making improvements. The IRS encourages homeowners to do so by providing the opportunity for tax deductions on certain types of improvements.

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Trend tracker
Industry News

Housing Market Predictions 2024

The CrossCountry Mortgage team recently sat down with Chris Bennett, principal of mortgage hedge advisory firm Vice Capital Markets, for his expert insights on the state of the market and what to expect in 2024.

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Trend tracker
Industry News

Housing Market Trends Summer 2023

The CrossCountry Mortgage team recently sat down with Chris Bennett, principal of mortgage hedge advisory firm Vice Capital Markets, for his expert insights on the state of real estate markets and what to expect as the housing market continues to unfold. Here are three key insights from our recent Trend Tracker webinar.

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Homebuying

What Is Private Mortgage Insurance (PMI)?

What is private mortgage insurance? Explore PMI - including when it’s required, how much it costs, and how to avoid paying it with the Bye-Bye PMI loan program.

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