Mortgage Loans: Types of Home Loans

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From buying your dream home to accessing home equity, we have the mortgage loans to achieve your goals.  

Find the right home loan for your needs

Purchase

If you’re buying a home, learn everything you need to know by downloading our Homebuying Guide or viewing our home purchase loans.

Purchase Loans
Refinance

If you’re refinancing your current loan, our Refinance Guide highlights how you can improve your finances – and our refinance programs below will help you get it done.  

Refinance Loans
Home equity

If you want to take advantage of your equity, we offer home equity line of credit (HELOC) and home equity loan programs to make home improvements, pay down debt, and more.  

Home Equity Loans

Home loan products

Conventional loans

A popular loan that has helped many finance their home.

Fixed-rate mortgages

Your payment will stay the same – always. 

Adjustable-rate mortgages

Get a lower initial rate that moves with the market. 

VA loans

Specialized financing for Veterans and Active-Duty Service Members. 

FHA loans

Flexible financing for home purchases, refinances, and renovations.

USDA loans

Do country roads call you home? Find special benefits for your loan. 

Jumbo loans

Finance up to $5 million toward a luxury or high-cost home.  

Reverse mortgages

55 or older? Take advantage of up to $4 million in equity for retirement.  

HELOC loans

Use a HELOC to access your home equity without refinancing your current mortgage.

Non-QM loans

Non-traditional income? Credit issues? Non-QM loans use alternative income verification methods.

Renovation loans

Finance improvements to a home you want to buy, or the home you live in now.

Construction loans

When you can’t find the home you like, build the home you’ll love.

Home loan programs

We see your home financing challenges and find ways to solve them with our innovative loan programs.

Down payment assistance

Put homeownership within reach with funds for down payments and closing costs.

Temporary buydown

Reduce your monthly payment for 1-3 years at the start of your loan.

Bridge loans

Bridge the financing gap between selling your current home and buying a new one.

Mortgage rate lock

Lock your rate during your loan process and you’re protected if rates increase before closing.

Condo loans

Financing just for condos, including properties that don’t qualify for typical condo loans.

Bye-Bye PMI

Goodbye private mortgage insurance! Borrow up to 85% with no added monthly cost.

Ready to start?

Take the first step toward achieving your financial goals—apply now to get started!

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