Loan Product Disclosures

All loans 
All loans subject to underwriting approval. Certain restrictions apply. Call for details.

FHA and FHA 203k loans 
All FHA loans subject to underwriting approval. Certain restrictions apply. Call for details. CrossCountry Mortgage, LLC is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government.

Home equity line of credit (HELOC)
Failure to pay on your HELOC could damage your credit standing and result in the loss of your home through foreclosure.

Reverse mortgages
Reverse mortgages are available for borrowers 62 and older. To obtain a Reverse Mortgage, you must attend counseling and receive a certificate of completion that will be required during the application process. Must meet financial assessment requirements and be responsible for monthly property charges such as property tax and homeowner’s insurance or could be subject to foreclosure. Applicant must qualify based off age, equity, current balances, and other various factors. Restrictions may apply. This material is not provided by, nor was it approved by the Department of Housing & Urban Development (HUD), the Federal Housing Administration (FHA), or any other government agencies.

USDA loans 
All USDA loans subject to underwriting approval. Certain restrictions apply. Call for details. FOR NO DOWN PAYMENT OR 100% FINANCING: Borrower income limited to 115% of median income for the area. Borrowers must have reasonable credit histories. 30-year loan term. Housing costs cannot exceed 29% of income; total debt payments cannot exceed 41% of income. Homes must meet state and HCFP building codes. Funding fee required. Available only in rural areas.

VA loans 
CrossCountry Mortgage, LLC is not affiliated with or acting on behalf of or at the direction of the Veteran Affairs Office or any government agency. Certificate of Eligibility required for VA loans.